TD Ameritrade, Inc. is one of the firms that we use to custody our client assets. TD Ameritrade, Harbor Capital Management, and the other entities named are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.
Harbor Capital Management, Inc. · 831 East Morehead Street, Suite 350 · Charlotte, North Carolina 28202
(704) 377-6945 · Fax (704) 319-3189
Harbor Capital Management, Inc. is a Registered Investment Adviser. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Additional information about Harbor Capital Management, Inc. is also available on the SEC’s website at WWW.ADVISERINFO.SEC.GOV. The searchable IARD/CRD number for Harbor Capital Management is 801-38262.
This web site is for informational purposes only and does not constitute a complete description of our investment services or performance. This web site is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web site should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.
THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED WEB SITE.
At Harbor Capital, we have always recognized and taken very seriously the importance of protecting the privacy of your personal information. You should know that we do not sell, rent or otherwise provide nonpublic personal information that you have entrusted to us to anyone, except as necessary for the servicing of your account. Our policies and practices are designed to ensure that we protect your privacy on an ongoing basis.
Confidentiality and security
We maintain strict policies and procedures to protect the confidentiality of your information during all stages of your relationship with us. Each of our Advisors and Staff employees are bound by a Code of Ethics requiring them to treat all personal information as confidential. In addition, we maintain physical, electronic and procedural safeguards to protect your personal information from unauthorized access.
Information we may collect and use
In order to service your account, from time-to-time, we collect personal information about you from the following sources:
Information we may disclose
We do not disclose any nonpublic personal information about our clients to anyone without proper consent. As a Harbor Capital client, you will receive separate privacy notices directly from any firms through which we conduct business on your behalf.
Harbor Capital Management has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.
Contacting Us — If after a significant business disruption you cannot contact us as you usually do at 704-377-6945, you should go to our web site at WWW.HARBORCAPITALMGMT.COM. If you cannot access us through either of those means, you should contact the appropriate clearing firm for instructions on how it may, provide prompt access to funds and securities, enter orders and process other trade-related, cash, and security transfer transactions:
Our Business Continuity Plan — We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm's books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption. Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.
Harbor Capital and the clearing firms with which we conduct business back up our important records in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firm that its objective is to restore its own operations and be able to complete existing transactions and accept new transactions and payments within 24 hours. Your orders and requests for funds and securities could be delayed during this period.
Varying Disruptions — Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within four hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within eight hours. In either situation, we plan to continue in business, transfer operations to our clearing firms if necessary, and notify you through our web site: www.harborcapitalmgmt.com or our customer emergency number, 704-377-6945 on how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer's prompt access to their funds and securities through our clearing partners. For more information — If you have questions about our business continuity planning, please contact us at 704-377-6945.